A class of insurance policies that indemnifies the insured for third-party liability claims due to negligence in the performance of professional services. Professionals include doctors, dentists, lawyers, consultants, engineers and others. A lawsuit can be brought against any professional for alleged or actual mistakes. Even if no error was made, simply defending these suits can be costly. In this litigious world, where many people believe there’s always a lucrative “deep pocket” to sue, no professional is safe.
Errors and Omission: A form of professional liability insurance which provides coverage for mistakes made by a person or persons in a profession not involved with the human body, such as lawyers, architects, engineers, or for mistakes made in a service business, such as insurance, real estate, and others.
Medical Malpractice: A form of coverage against allegations of improper actions or failure to exercise proper skill by a professional or others involved with the care of the human body, such as a physician, dentist, or blood bank.
Miscellaneous Professional Liability: Individuals who perform a professional service for others can be held legally accountable for their actions.
Based in San Gabriel, California, The John L Raya Insurance Group understands the insurance needs of our clients. Please call us at 626-570-8611 or email us today.