Covid 19 Update:

We hope this message finds you and your family safe and healthy. We are open and will continue to provide service during these challenging times.

In order to ensure the well-being of our clients, business partners and staff, we have limited visitor access to our office and have changed our office hours to 9:00am to 4:00pm, Monday to Friday.

Disability Insurance

Individual Disability Insurance

A percentage of your income will be paid to you if you become too sick or hurt to work. Generally, the benefits from an individual disability insurance policy are paid to you tax-free. Anyone who depends on their income to pay their bills should consider disability insurance protection.

Business Disability Insurance and Business Overhead Expense (BOE)

Disability insurance can be used to provide a very meaningful benefit to employees of a business. It can also be used to keep a business running in the event of an owner’s disability.

Business Overhead Expense (BOE) helps with regular overhead expenses that a business incurs on a daily, weekly or monthly basis – employee’s payroll, rent, utilities, leases, mortgages, etc.

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